Roof Replacement:
Asphalt vs. Metal

Homeowner’s Guide • Twin Cities Edition • 2026

Roof Replacement: Asphalt vs. Metal Costs (Minneapolis Edition)

In Minnesota, our roofs don't just sit there looking pretty—they’re frontline soldiers. They endure 100-degree humidity in July, golf-ball-sized hail in June, and the relentless weight of two feet of snow in January.

If your roof is hitting that 20-year mark, or if the last "Minnehaha Hail Storm" left your shingles looking like Swiss cheese, you’re likely facing the big question: Do I stick with classic Asphalt, or is it time to upgrade to Metal?

House with new asphalt roof
Standard architectural shingles remain the most common choice for Minneapolis suburbs.

The Contenders: Asphalt vs. Metal

1. Asphalt Shingles: The "Old Reliable"

Asphalt is the "Lunds & Byerlys" of roofing—reliable, everywhere, and it gets the job done. In 2026, architectural shingles (the ones with that deep, 3D textured look) are the gold standard for Minneapolis neighborhoods like Linden Hills and Mac-Groveland.

2. Metal Roofing: The "Forever" Roof

Metal isn't just for pole barns in Greater Minnesota anymore. Standing seam metal roofs are popping up all over the North Loop. They are virtually fireproof, and snow slides right off them—which is a massive relief for your rafters.

Don’t overpay for your roof. See the average price per square foot in the Twin Cities.

The Real Numbers: 2026 Pricing

Roofers measure by the "Square" (100 square feet). Prices in St. Paul and Minneapolis can be 10-15% higher than rural MN due to staging complexity and permit fees.

  • Standard Architectural Asphalt: $5.50 – $8.00 per sq. ft. installed ($11,000 – $16,000 for a typical home).
  • Stone-Coated Steel (Hybrid): $10.00 – $14.00 per sq. ft. installed.
  • Standing Seam Metal: $15.00 – $24.00 per sq. ft. installed ($30,000 – $48,000 for a typical home).
Modern Standing Seam Metal Roof
A standing seam metal roof provides the ultimate protection against ice dams and hail.

Insider Knowledge: The "Snow Avalanche"

If you choose a metal roof in Minnesota, you must budget for snow guards. Without these metal brackets, the snow on your roof will accumulate until it reaches a "critical mass" and slides off all at once. This "roof avalanche" can rip gutters off your house or flatten your gas grill. Budget an extra $1,500 for these!
The Insurance Hack: Call your agent before you choose. Many Minnesota insurers offer a "Class 4 Impact Resistance" discount. Installing a rated shingle or metal roof can drop your annual premiums by 15–25%, eventually paying for the upgrade itself.

Which One Should You Choose?

Choose Asphalt if you plan on moving in the next 5–10 years. You’ll get a clean, new look that helps the house sell without the massive capital investment. Choose Metal if this is your "forever home." The ROI is realized over decades, and you'll have "Minnesota Zen" knowing you'll never have to worry about a roof leak again.